Mortgage Blog

Trusted Mortgage Company Omaha for Self-Employed Loans

October 14, 2025 | Posted by: Jack Shotbolt

If you're a self-employed entrepreneur and are looking to purchase or refinance a home in Omaha, you already understand how difficult it is to get a mortgage. 

With irregular incomes and complicated tax returns, conventional lenders make it more difficult than it should be. That's where Shotbolt Mortgage comes in, a reputable mortgage company in Omaha that makes it possible.

Why Self-Employed Borrowers Choose Shotbolt Mortgage?

When you're the owner of a business, your earnings may not always translate neatly on paper — but that doesn't necessarily mean you're not to be trusted. 

We see things differently. Our experienced mortgage advisors understand how to structure loans for business owners, freelancers, and entrepreneurs so you can be approved on your actual earning potential, not on tax documents. 

That's where we step in:

• Flexible Document Options: We have loan programs that employ bank statements, profit-and-loss statements, or other alternative documentation to verify income.

• Customized Loan Programs: From traditional to jumbo and non-QM loans, we assist you in finding your best option based on your economic profile.

• Personalized Assistance: Our Omaha-primarily based team of workers publications you through each procedure, making sure your choices are smooth to understand.

• Quick Turnaround: We understand that the point is critical, so we act rapid without compromising accuracy.

Whether you're purchasing your first home, investing in actual property, or thinking about an Omaha mortgage refinance, we maintain your objectives at the top of our mind.

Local Expertise that Makes a Difference

With our locally-owned mortgage company in Omaha, you receive national-sized resources with small-town personal care. For decades, we've worked to assist Nebraska homeowners with securing competitive rates, knowing their loan choices, and closing confidently.

Unlike other big online lenders, we don't have a one-size-fits-all methodology. Each borrower has their own story to tell — and we listen. That's why so many self-employed individuals, from contractors to business owners, come to us as their go-to best mortgage lender for self-employed in Omaha.

Omaha Mortgage Refinancing Opportunities

Mortgage refinancing can be a great option — particularly if you're self-employed and your income has increased since you last obtained a loan. We assist you in maximizing the best Omaha mortgage refinance programs, whether you desire to:

• Reduce your monthly payments

• Shorten your loan repayment period

• Access your home equity for business or personal purposes

• Convert from an adjustable-rate to a fixed-rate loan

Our refinancing specialists guide you through every step of the process, permitting you to keep in mind your possible savings and to obtain the high-quality available costs. 

From application to closing, you could rely on us for an easy, trouble-free refinance experience.

Why Shotbolt Mortgage Is the Trusted Choice?

Selecting the proper lender will make or break your home loan experience — particularly when your income scenario doesn't come in neat and tidy formats. Here's why customers keep coming back to us: 

• Self-Employed Borrower Experience – We understand how to play with your finances so that you can be pre-approved with ease.

• Honest Communication – You'll never be left wondering what's next in the process.

• Local Market Knowledge – From our offices in Omaha, we know your neighborhood, your needs, and your possibilities.

• Multiple Product Offering – From home purchase loans to first-time homebuyers to investment property loans, we have an option that's a perfect fit.

We don't just process loans — we establish enduring relationships founded on trust, openness, and success.

How to Get Started?

It's simple to start your path to homeownership or refinancing with Shotbolt Mortgage. Here's how:

• Schedule a Consultation: Talk it over with our Omaha team.

• Use Our Mortgage Calculators: Get an immediate estimate of your repayments using our Omaha Mortgage Calculators.

• Apply: We will assist you in obtaining the required documents and commencing the approval process.

• Close with Confidence: Our professionals handle all the details professionally so that you can proceed with confidence.

With our determination to precision and a custom-designed provider, we are Omaha's loan professionals for self-employed borrowers.

Frequently Asked Questions

Am I qualified to procure a mortgage in case I am self-employed?

Yes. With valid documentation such as profit-and-loss accounts or bank statements, you can acquire a mortgage from us.

How long do I need to show self-employment income?

We require a minimum of two years of self-employment income, but there can be exceptions.

Can my house be refinanced if I am self-employed?

Definitely, our Omaha mortgage refinancing options assist self-employed borrowers in securing improved terms or accessing their home's equity. 

Why is Shotbolt Mortgage the best partner for self-employed loans?

We excel at bespoke, individually designed lending for entrepreneurs — delivering specialist advice, swift turnaround, and localized Omaha expertise.

The Trusted Mortgage Company in Omaha

Your self-employment shouldn't be what separates you from your dream home. With Shotbolt Mortgage, you don't just get a lender, you get a neighbor who gets it, who gets your goal, your business, and your financial story.

If you are pre-approved, need to refinance, or just want to know your possibilities, call our professionals today at 402-892-7283. 

Back to Main Blog Page