USDA Home Loan Guarantee
USDA Rural Development Home Loans
Guaranteed by the United States Department of Agriculture (USDA), these 30-year, fixed-rate loans offer an affordable way to purchase property in rural neighborhoods. These non-urban areas can include villages or small towns near bigger cities.
By guaranteeing each loan against default and offering zero-down-payment, low interest-rates, and lenient credit-requirements, the USDA provides low- and moderate-income households the opportunity to achieve the dream of homeownership in eligible rural areas.Contact us today for more details.
USDA Rural Development Home Loan Advantages
- No down payment.
- Allows for non-traditional credit.
- Lower closing costs, with no limit on contributions from seller or gift money.
USDA Rural Development Home Loan Disadvantages
- Must meet USDA location standards.
- USDA Guarantee Fee is required.
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