Mortgage Blog
Category: Mortgage (83 posts)
How to Check Mortgage Rates Near Me and Secure the Best Offer
April 19, 2025 | Posted by: Jack Shotbolt
You want to get the best possible deal on your home loan, and finding competitive mortgage rates near me is your first step toward significant savings. Your location plays a key role in determining av ...
read moreEverything You Should Know About a Fixed Rate Mortgage in 2025
April 19, 2025 | Posted by: Jack Shotbolt
It's natural to feel overwhelmed when navigating the mortgage landscape in 2025, especially with all the different loan options available to you. If you're planning to buy a home or refinance your cur ...
read moreIs There a Fixed Rate Mortgage Near Me That Fits My Budget?
April 19, 2025 | Posted by: Jack Shotbolt
Many homebuyers like you are searching for stability in their housing payments, making a fixed rate mortgage near me a smart choice to explore. You might be wondering if there's an affordable option i ...
read moreIs an Adjustable Rate Mortgage in Omaha a Smart Move in 2025?
April 19, 2025 | Posted by: Jack Shotbolt
Omaha's real estate market continues to evolve, and you might be wondering if an adjustable rate mortgage could be your ticket to homeownership in 2025. As you explore your financing options, understa ...
read moreWhy a Fixed Rate Mortgage in Omaha May Be Your Safest Bet
April 19, 2025 | Posted by: Jack Shotbolt
Mortgage decisions can feel overwhelming, but finding the right option for your home financing doesn't have to be complicated. If you're looking to buy a home in Omaha's growing real estate market, a ...
read moreComparing the Best Mortgage Lenders Near Me: Who Comes Out on Top?
April 19, 2025 | Posted by: Jack Shotbolt
Whether you're a first-time homebuyer or looking to refinance, finding the right mortgage lender can save you thousands of dollars over your loan term. Your choice of lender affects not just your inte ...
read moreTop Mortgage Brokers in Omaha: What Sets Them Apart in 2025
April 19, 2025 | Posted by: Jack Shotbolt
Brokers in Omaha's dynamic real estate market are evolving to meet your changing needs in 2025. When you're ready to navigate the home buying process, finding the right mortgage broker can make all th ...
read moreHow to Find the Best Mortgage Brokers Near Me: A Homebuyer's Guide
April 19, 2025 | Posted by: Jack Shotbolt
It's exciting to start your journey toward homeownership, but finding the right mortgage broker can feel overwhelming. Your search for mortgage brokers near me is an crucial first step in making your ...
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Reliable Mortgage Advisors Near Me - Expert Guidance for Home Financing
April 19, 2025 | Posted by: Jack Shotbolt
As you commence on your journey to find the perfect home, you need guidance on navigating the complex world of mortgage financing. You want to make informed decisions about your home loan, and that's ...
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Quick Mortgage Approvals in Omaha - How to Speed Up Your Home Loan Process
April 19, 2025 | Posted by: Jack Shotbolt
You're ready to buy your dream home in Omaha, and you want the process to be as smooth and fast as possible. You're probably wondering how to get quick mortgage approvals, and you're in the right plac ...
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The Benefits of Working with Reliable Mortgage Advisors in Omaha
April 19, 2025 | Posted by: Jack Shotbolt
You're navigating the complex world of mortgages in Omaha, and your financial future is on the line. You need guidance from experts who know the landscape. Reliable mortgage advisors can help you make ...
read moreHow to Navigate the Mortgage Process with a Trusted Mortgage Broker in Omaha
April 19, 2025 | Posted by: Jack Shotbolt
You're ready to buy your dream home in Omaha, but the mortgage process can be overwhelming. Your goal is to find the perfect mortgage with the best terms, and that's where a trusted mortgage broker co ...
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Finding Reliable Mortgage Advisors Near Me - Key Factors to Consider
April 19, 2025 | Posted by: Jack Shotbolt
As you search for a mortgage advisor, you want to find someone trustworthy to guide you through the process. You're looking for an expert who can help you make informed decisions about your home finan ...
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Why You Should Work with Mortgage Brokers in Omaha for Your Next Home Loan
April 19, 2025 | Posted by: Jack Shotbolt
You're about to make one of the biggest financial decisions of your life - buying a home. As you navigate the complex world of home loans, you need expert guidance to ensure you secure the best possib ...
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How Mortgage Brokering in Omaha Simplifies the Home Buying Process
April 19, 2025 | Posted by: Jack Shotbolt
As you navigate the home buying process in Omaha, you'll find that securing a mortgage can be a daunting task. You'll have to deal with numerous lenders, paperwork, and complex terminology. But, what ...
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The Role of Reliable Mortgage Advisors in Omaha’s Competitive Market
April 19, 2025 | Posted by: Jack Shotbolt
As you navigate Omaha's competitive housing market, you'll quickly realize that finding the right mortgage can be overwhelming. You're faced with numerous options and complex financial decisions that ...
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Refinancing Options in Omaha - When and How to Refinance Your Mortgage
April 19, 2025 | Posted by: Jack Shotbolt
Understanding Refinancing Options While exploring your refinancing options in Omaha, it's crucial to understand the different types of refinancing available to you. Refinancing can be a great way to ...
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Mortgage Lenders in Omaha - Choosing the Right Partner for Your Home Loan
April 19, 2025 | Posted by: Jack Shotbolt
As you start your journey to find your dream home in Omaha, you'll need to find a reliable mortgage lender to help you achieve your goal. You're looking for a partner who understands your unique needs ...
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How Mortgage Brokers in Omaha Help You Secure the Best Deals
April 19, 2025 | Posted by: Jack Shotbolt
You're looking for a mortgage in Omaha, and you want the best deal. Your search leads you to mortgage brokers, but you're not sure what they can do for you. They're the middlemen between you and lende ...
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Implementation Note issued June 15, 2022
April 19, 2025 | Posted by: Jack Shotbolt
Decisions Regarding Monetary Policy Implementation The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its ...
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Implementation Note issued January 26, 2022
April 19, 2025 | Posted by: Jack Shotbolt
Decisions Regarding Monetary Policy Implementation The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its ...
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Understanding Closing Costs When Buying a Home in Omaha, NE
April 12, 2025 | Posted by: Jack Shotbolt
Understanding Closing Costs: What They Are and What You'll Pay When you buy a house, your down payment isn't the only money you'll need at the closing table. Closing costs are additional expenses, se ...
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Denied a Mortgage in Omaha? Here’s What You Can Do
April 12, 2025 | Posted by: Jack Shotbolt
What to do if You Are Denied a Mortgage Main reasons Why your mortgage application is Denied and What to do If Mortgage lenders reject Yours Mortgage lenders often reject loan application requests f ...
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When Your Dream Home in Omaha Catches Your Eye: Be Prepared to Seal the Deal
January 2, 2025 | Posted by: Jack Shotbolt
The thrill of finding your dream home is unmatched and can be very exciting. Once you stumble upon the perfect home within your budget, it's time to step up and make a proposition. But before you do, ...
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How Mortgage Rates Affect Buying Power in Omaha
January 2, 2025 | Posted by: Jack Shotbolt
How Mortgage Rates Affect Buying Power? Do You Know How Your Mortgage Rate Affects Buying Power? To maximize your purchasing power, you should understand how interest rates impact your home buying p ...
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How a Private Mortgage Differs from a Traditional Bank Mortgage in Omaha
January 2, 2025 | Posted by: Jack Shotbolt
Understanding the difference between private mortgages and traditional bank mortgages can help you make the best decision for financing a new home. Each option provides the money to secure real estate ...
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Understanding Title Insurance Costs in Omaha: A Beginner’s Guide
January 2, 2025 | Posted by: Jack Shotbolt
Embarking on the journey of purchasing a new home is thrilling, yet the financial commitment can be daunting. It's imperative for prospective homeowners to take preventive steps to ensure their financ ...
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Should You Pay Off Your Mortgage Early in Omaha?
December 30, 2024 | Posted by: Jack Shotbolt
It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will explore some o ...
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June 14, 2023 - Federal Reserve Issues FOMC Statement for Omaha Buyers
December 18, 2024 | Posted by: Jack Shotbolt
Recent indicators suggest that economic activity has continued to expand at a modest pace. Job gains have been robust in recent months, and the unemployment rate has remained low. Inflation remains el ...
read moreFederal Reserve Issues FOMC Statement
December 18, 2024 | Posted by: Jack Shotbolt
Recent indicators suggest that economic activity has continued to expand at a solid pace. Job gains have moderated, and the unemployment rate has moved up but remains low. Inflation has eased over the ...
read moreDecisions Regarding Monetary Policy Implementation Issued May 4, 2022 - Omaha Market Insights
December 18, 2024 | Posted by: Jack Shotbolt
Decisions Regarding Monetary Policy Implementation The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its s ...
read moreFederal Reserve Issues FOMC Statement - Omaha Homebuyer Impact
December 18, 2024 | Posted by: Jack Shotbolt
Recent indicators suggest that economic activity has been expanding at a moderate pace. Job gains have been robust in recent months, and the unemployment rate has remained low. Inflation remains eleva ...
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September 18, 2024 - Federal Reserve Announces Rate Drops: What It Means for Omaha
December 18, 2024 | Posted by: Jack Shotbolt
Recent indicators suggest that economic activity has continued to expand at a solid pace. Job gains have slowed, and the unemployment rate has moved up but remains low. Inflation has made further prog ...
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Is Now a Good Time to Refinance My Mortgage in Omaha with Lower Interest Rates?
December 18, 2024 | Posted by: Jack Shotbolt
With whispers of lower interest rates on the horizon, many homeowners ask the million-dollar question: Is now a good time to refinance my mortgage? The short answer is: It very well could be! But befo ...
read moreJune 12, 2024 - Federal Reserve Issues FOMC Statement for Omaha Homebuyers
December 18, 2024 | Posted by: Jack Shotbolt
Recent indicators suggest that economic activity has continued to expand at a solid pace. Job gains have remained strong, and the unemployment rate has remained low. Inflation has eased over the past ...
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How Interest Rates Affect Housing Markets in Omaha and Beyond
December 18, 2024 | Posted by: Jack Shotbolt
Suppose you've been watching the news or talking to friends about the housing market. In that case, you've probably heard about rising interest rates. But what does that actually mean for you? Let's b ...
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FHA Home Loans in Omaha: 7 Things You Need to Know Before Applying
December 18, 2024 | Posted by: Jack Shotbolt
If you're considering purchasing a home but feel uncertain whether you'll qualify for a traditional loan, an FHA loan could be a great option. Here are seven key things you need to know before applyin ...
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7 Things to Know When Purchasing a Cottage or Vacation Home Near Omaha
December 18, 2024 | Posted by: Jack Shotbolt
Purchasing a cottage or vacation home can be a dream come true, offering a serene retreat from everyday life. However, it's essential to approach this investment with careful planning and knowledge. H ...
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Understanding Your Mortgage Payment in Omaha: A Beginner’s Guide
December 18, 2024 | Posted by: Jack Shotbolt
Navigating the world of home financing can be overwhelming for first-time homebuyers. One of the most critical aspects to understand is your mortgage payment. Breaking down the main items of a mortgag ...
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What Lower Interest Rates Mean for New Homebuyers in Omaha
December 18, 2024 | Posted by: Jack Shotbolt
If you're in the market to buy a new home, you've probably noticed that interest rates might soon be dropping. You might be wondering, 'What does this mean for me?' The good news is that lower interes ...
read moreDoes a Mortgage Refinance Require an Appraisal?
June 4, 2024 | Posted by: Jack Shotbolt
When considering refinancing your mortgage, many questions arise, and one of the most common is whether an appraisal is necessary. Understanding the role of an appraisal in the refinancing process c ...
read moreUnlocking Financial Flexibility: The Benefits of a Cash-Out Refinance
May 23, 2024 | Posted by: Jack Shotbolt
Unlocking Financial Flexibility: The Benefits of a Cash-Out Refinance When managing your finances, leveraging the equity in your home can be a powerful strategy. One popular method for doing this ...
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Understanding FHA Loans: A Guide for Homebuyers
May 8, 2024 | Posted by: Jack Shotbolt
As a mortgage professional, I've guided many clients through obtaining a home loan. One of the most popular options for first-time homebuyers and those with less-than-perfect credit is available ...
read moreMay 1-2024 - Federal Reserve issues FOMC statement
May 1, 2024 | Posted by: Jack Shotbolt
Recent indicators suggest that economic activity has continued to expand at a solid pace. Job gains have remained strong, and the unemployment rate has remained low. Inflation has eased over the past ...
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Refinancing to a 15-year mortgage: Items to consider
April 24, 2024 | Posted by: Jack Shotbolt
Refinancing to a 15-year mortgage can be a beneficial decision for homeowners. It can help you pay off your mortgage faster and save money on interest payments in the long run. However, there are se ...
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Navigating Your First Home Purchase: A Step-by-Step Mortgage Guide
April 8, 2024 | Posted by: Jack Shotbolt
Hey there, future homeowners! Embarking on the journey to buy your first home is like setting sail on an epic adventure. It's thrilling, a bit overwhelming, and packed with moments that'll have you ri ...
read moreRate Hold - March 20, 2024
March 20, 2024 | Posted by: Jack Shotbolt
Recent indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained strong, and the unemployment rate has remained low. Inflation has eased over the past year ...
read moreWhen Steady Interest Rates Meet Rising Home Sales
February 28, 2024 | Posted by: Jack Shotbolt
In the ever-evolving landscape of the American housing market, we find ourselves at a crossroads where interest rates are holding steady, yet home sales are on an upward trajectory. This scenario ...
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Using Home Equity Loans to Pay Off High-Interest Debt: Should You Do It?
February 19, 2024 | Posted by: Jack Shotbolt
Are you considering the leap to use a home equity loan to pay off high-interest debt? The allure is evident - with typically lower fixed interest rates than credit cards, these loans offer potential s ...
read moreJanuary 2024 Rate Update - Federal Reserve issues FOMC statement
February 1, 2024 | Posted by: Jack Shotbolt
Recent indicators suggest that economic activity has been expanding at a solid pace. Job gains have moderated since early last year but remain strong, and the unemployment rate has remained low. Inf ...
read moreDecember 2023 Rate Update - Federal Reserve issues FOMC statement
December 13, 2023 | Posted by: Jack Shotbolt
Recent indicators suggest that growth of economic activity has slowed from its strong pace in the third quarter. Job gains have moderated since earlier in the year but remain strong, and the unemp ...
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Navigating the New Normal: How Remote Work is Reshaping the US Mortgage and Real Estate Landscape
December 3, 2023 | Posted by: Jack Shotbolt
In recent years, we've witnessed a seismic shift in our work lives, notably the rise of remote work catalyzed by the COVID-19 pandemic. This change isn't just about swapping office desks for dinin ...
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Unlock Your Home’s Potential: Using Home Equity for Renovations
November 15, 2023 | Posted by: Jack Shotbolt
What is home equity? Imagine your home is a piggy bank, except instead of spare change, it's filled with the value you've built up over time. Home equity is the difference between your home's market ...
read moreFederal Reserve issues FOMC statement - Nov 1, 2023
November 1, 2023 | Posted by: Jack Shotbolt
Recent indicators suggest that economic activity expanded at a strong pace in the third quarter. Job gains have moderated since earlier in the year but remain strong, and the unemployment rate has rem ...
read moreMortgage Brokers vs. Direct Lenders: Why a Broker Might Be Your Best Choice
October 18, 2023 | Posted by: Jack Shotbolt
Mortgage Brokers vs. Direct Lenders: Why a Broker Might Be Your Best Choice Hi there, prospective homeowner! Dive into any mortgage conversation, and you'll hear the terms "mortgage brokers" an ...
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A Guide To First-Time Home Buyer Programs, Loans And Grants
September 30, 2023 | Posted by: Jack Shotbolt
Purchasing a home involves many considerations, and it's common for first-time buyers to have queries. You might be curious about tips for first-time homeowners, or how to secure assistance for down ...
read moreNavigating High-Interest Rates and Inflation: A Guide to Mortgage Management
August 5, 2023 | Posted by: Jack Shotbolt
Introduction As your trusted mortgage broker, I understand that the current economic backdrop in the USA is posing challenges for many homeowners. With interest rates and inflation on the rise, mee ...
read moreHow To Calculate Home Equity: A Step-By-Step Guide
July 10, 2023 | Posted by: Jack Shotbolt
How to Calculate Your Home Equity Understanding Home Equity Home equity represents the portion of your home's value that you truly own as a homeowner. Determining Your Home Equity ...
read moreHow Much House Can I Afford?
June 11, 2023 | Posted by: Roar Solutions
Introduction Hey there! Have you ever wondered how much house you can afford? Well, it's an important question to ask before making any big decisions. In this article, we're going to dive into a simp ...
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First-Time Home Buyer Budgeting: What You Need to Know
April 20, 2023 | Posted by: Jack Shotbolt
As a first-time home buyer, budgeting is an essential part of the home buying process. By carefully planning your finances and considering all of the costs associated with purchasing a home, you can e ...
read moreDecisions Regarding Monetary Policy Implementation Issued March 22, 2023
March 22, 2023 | Posted by: Jack Shotbolt
The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on March 22, 2023: • ...
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Selling Your Home in the Winter: How You Can Make the Most of It
March 5, 2023 | Posted by: Jack Shotbolt
Selling your home in the winter can be a challenging task, but it can also be an opportunity to stand out in a crowded market. With fewer houses on the market and motivated buyers who are eager to mov ...
read moreNew Home Sales Hit 10-Month High, Despite Some Regional Decline
February 27, 2023 | Posted by: Jack Shotbolt
New home sales edged a little further out of a lengthy slump in January, topping 600,000 units for the second straight month. The U.S. Census Bureau and the Department of Housing and Urban Development ...
read moreWeekly mortgage demand jumps 7% as interest rates drop to lowest level since September
February 27, 2023 | Posted by: Jack Shotbolt
Mortgage interest rates fell for the third straight week, while mortgage demand also rose again. Total application volume increased 7% last week compared with the previous week, according to the Mo ...
read moreShould You Spend the Full Mortgage Amount You're Approved For?
December 28, 2022 | Posted by: Jack Shotbolt
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...
read moreFed raises interest rates again, hints at smaller increases ahead
November 2, 2022 | Posted by: Jack Shotbolt
Recent indicators point to modest growth in spending and production. Job gains have been robust in recent months, and the unemployment rate has remained low. Inflation remains elevated, reflecting sup ...
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Best Ways to Plan for Your Down Payment
October 19, 2022 | Posted by: Jack Shotbolt
Best Ways to Plan for Your Down Payment Do mortgages seem unaffordable? These tips will help you plan for your down payment so you can start talking to a private lender mortgage broker in no time. ...
read moreDecisions Regarding Monetary Policy Implementation Issued September 21, 2022
September 21, 2022 | Posted by: Jack Shotbolt
The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on September 21, 2022: •& ...
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How a Mortgage Pre-Approval Can Protect You from Rising Rates
May 26, 2022 | Posted by: Jack Shotbolt
With interest rates rising, it's important to lock in a lower rate as soon as possible. You can do this with the right home mortgage pre-approval. Find out how! Do you plan on searching for and buy ...
read moreImplementation Note issued March 16, 2022
March 16, 2022 | Posted by: Jack Shotbolt
Decisions Regarding Monetary Policy Implementation The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its ...
read moreTop 10 Questions to Ask Your Mortgage Broker in Omaha, Nebraska
January 19, 2022 | Posted by: Jack Shotbolt
Top 10 Questions to Ask Your Mortgage Broker The mortgage world can sometimes be difficult to navigate when buying a home. However, an experienced Mortgage Broker can help walk you through the proces ...
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How Much of A Mortgage Can You Afford?
January 5, 2022 | Posted by: Jack Shotbolt
How Much of a Mortgage Can You Afford? Mortgage Application: How Much of A Mortgage Can You Afford? The mortgage application process involves a buyer's due diligence in calculating how much mortgage ...
read moreDecisions Regarding Monetary Policy Implementation issued December 15, 2021
December 15, 2021 | Posted by: Jack Shotbolt
The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on December 15, 2021: • The Board of ...
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Prequalification and Pre-Approval—What is the Difference? Home Buying in Omaha, Nebraska
December 15, 2021 | Posted by: Jack Shotbolt
What is the Difference Between Pre-Qualification and Pre-Approval? Prequalification and Pre-Approval-What is the Difference? Prequalification is a basic review of the borrower's information to deter ...
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How to Know if it's Time to Refinance
November 3, 2021 | Posted by: Jack Shotbolt
How to Know if it's Time to Refinance According to mortgage advisors, mortgage refinancing is one of the ways to make and save money from your home loan. When done right mortgage refinancing benefits ...
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What Is Home Equity and How Can I Build It?
October 6, 2021 | Posted by: Jack Shotbolt
Home equity is an essential asset for creating wealth and income. Learn how home equity is calculated, why it's important, and five steps you can take to build it. As you make monthly mortgage paymen ...
read moreDecisions Regarding Monetary Policy Implementation issued September 23, 2021
September 23, 2021 | Posted by: Jack Shotbolt
The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on September 22, 2021: • The Board of ...
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Getting a Mortgage as a Student
August 18, 2021 | Posted by: Jack Shotbolt
Purchasing a home is most likely one of the most sizable purchases most of us will ever make, and finally, buying a home is a dream come true for most. For students, it may seem like this dream is fo ...
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What Happens if You Lose Your Job Before Closing?
August 4, 2021 | Posted by: Jack Shotbolt
A job loss a few days or weeks prior to closing your home purchase can be distressing; especially when you have no alternative source of income. Getting a new job can ease the situation, but it's not ...
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Decisions Regarding Monetary Policy Implementation issued July 28, 2021
July 28, 2021 | Posted by: Jack Shotbolt
The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its • The Board of Governors of the Federal Reserve ...
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How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Omaha, Nebraska
July 21, 2021 | Posted by: Jack Shotbolt
When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include. Some common conditions deal with ...
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Risks of Putting Down a Firm Offer with a Pre-Approval Omaha, Nebraska
July 7, 2021 | Posted by: Jack Shotbolt
Risks of Putting Down a Firm Offer with a Pre-Approval Today, the real estate market is competitive and homebuyers need all the help they can get to secure their home at the right price. Once you fin ...
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Decisions Regarding Monetary Policy Implementation issued April 28, 2021
April 28, 2021 | Posted by: Jack Shotbolt
The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on April 28, 2021: • The Board of Gov ...
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